California-Specific Matters

To exercise your rights under the California Consumer Privacy Act of 2018 (“CCPA”):

Opt-Out: Click Here

Opt-In: Click Here

Access: Click Here

Delete: Click Here

We are based in California and therefore may be subject to the California Consumer Privacy Act of 2018 even with respect to persons who visit our website(s) from other locations. In that context, you may be entitled under that Act (the “CCPA”) to request the following as and to the extent they apply to us:

  • the categories of personal information that we collect about you;

  • the categories of such personal information that we have sold to third parties;

  • the categories of such third parties to whom we have sold such information;

  • the categories of personal information that we have disclosed to third parties that are not covered by the above;

    Our web pages allow you to authorize us to collect such personal information and to disclose it to another party so that we can provide you the service(s) you request. We may receive a referral fee for doing so, which might be construed as “selling” your information even if only for the specific purpose that you have otherwise authorized. Thus, you may also be entitled under the CCPA to direct us to refrain from selling such personal information. Moreover, you may be entitled under the CCPA to request that we delete the personal information you have provided to us when visiting one of our web pages.

    To exercise any of the rights under the CCPA described here, please use the links above. Alternatively, you may send an email message to us. In order for us to verify your identity and locate all records which may be relevant to your request, please include your first and last name, email address, and phone number, and specify which of your CCPA rights you wish to exercise (opt-out, opt-in, access, or delete). This information will be used only to satisfy your request under the CCPA.

    Email requests may be sent to

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This site is a free educational and motivational resource to help American residents understand consolidation options. The educational resources, articles, and videos on this site, as well as links provided to state and federal hardship assistance are for informational purposes only and not to be construed as legal advice.